Frequently asked help to buy questions ANSWERED

Here are our most Frequently Asked Questions answered.

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Do I have to be a first time buyer?

Yes – to use the HTB scheme you must not own a home already, and this must be the home you live in (you can’t rent it out).

How long does the process take?

From reservation to exchange usually takes 4 weeks. Completion (the day you move) is depending on when the building is ready to move into.

When does HTB end?

Your home must be built and completed by 31st December 2022, then you must legally complete on the purchase of your home by the 31st March 2023.

Can I use HTB for investment?

No, Help to buy is for first time buyers only and you must live in the property yourself.

Is HTB going to be extended?

There is no sign that Help tobuy will be extended by the Government so if you’re looking to use the scheme you’ll need to act fast.

How many people have currently used this scheme?

313,043 households have now bought a home with the support of the Help to Buy: Equity Loan Scheme since its launch in 2013.

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