Building Reinstatement Cost Assessments
A Building reinstatement cost assessment (BRCA) is not a building valuation, but an assessment to determine the cost of reinstating a building to a similar standard in the event of complete loss of the building fabric/structure.
The assessment report considers and applies re-building costs and formulae to the information collated on site. A building reinstatement cost assessment involves a site inspection, measured survey to establish a building’s net/gross areas and an assessment of construction, specialist features’ (such as architectural features, monuments, underground parking, water features, specialist plant or lifting equipment).

During the inspection an assessment is also made of building age, condition of fabric/finishes and current/previous building use. These assessments are used along with current BCIS construction rates to create a detailed numerical assessment.

Provision is also included for addition or deduction of special factors, for site, location, listed building/conservation areas, regional locations and professional fees likely to be incurred as well as building cost inflation. We provide professional reinstatement valuations for insurance purposes giving clients the assurance that adequate cover is maintained on their buildings without incurring excessive premiums.

We provide BRCA’s for owners or occupiers of large buildings or property portfolios – for all property types, from blocks of flats, offices, banks, shops, commercial and industrial premises. We are skilled at undertaking assessments for large corporate entities, management companies, pension funds and individuals on mixed use sites and individual buildings.

We understand the importance of thoroughly researching the likely impact of the complete loss of a building, and make an early assessment as to whether consultation with local authorities, listed building representatives and/or conservation area representatives will be beneficial.

Winfields Chartered Surveyors are able to assist owners with the preparation of reinstatement cost assessments and recommend the level of cover appropriate for insurance purposes. It is important that the estimate of the reinstatement costa is accurate. Too low a value may result in the property owner not being adequately covered for buildings insurance or a claim being refused or significantly scaled down.

Conversely, too high a value may result in a higher premium for buildings insurance cover.


Henleaze Business Centre,
13 Harbury Road, Henleaze,
Bristol BS9 4PN
Tel: 01172 872199


Alphinbrook Court,
Tel: 01392 984364


Bridge House,
7 Bridge Street
Taunton TA1 1TG
Tel: 01823 765057


24-26 George Place
Tel: 01752 936567

We can provide the following services to suit a client’s specific requirements on all types of premises, both modern and historic forms of construction, for both residential and commercial uses:

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